Blackjack Insurance is a bet…
This is the 12th tip in our series, “How to Play Blackjack: 21 Winning Tips.” If you would like to view these tips offline and at your leisure, just click for the Myrtle Beach location.
… on the odds of probability.
When the dealer’s face-up card is an ace, you have the option to “take insurance” before the dealer checks the “hole card”. (Thus the expression, “Ace in the hole”)
Insurance is a side bet and can be up to half the original wager.
Blackjack insurance pays 2-to-1 when the hole card is a 10 and the dealer has blackjack… otherwise it loses.
Playing the odds of probability:
The dealer’s second card has a nearly one-third probability of having a ten-value, giving the dealer a blackjack.
Odds are high that you will lose, so insurance bets can be attractive.
The insurance bet is lost if the dealer does not have a Blackjack, but you can still win or lose on your original bet.
When you have a blackjack and the dealer has an ace, the insurance bet may be offered as “even money”.
Even money means your blackjack is paid immediately at 1:1 before checking the dealer’s hand.
Is blackjack insurance a good bet?
Well, although the odds are higher that you will lose the bet, some prefer to take the 1 out of 3 odds of winning 2-to-1 instead of losing their bet.
So, is it a good bet? Sometimes yes, sometimes no.
Unless you’ve perfected your strategies, and taken into account the number of decks being played, you definitely have a higher chance of losing this bet.
However, you also have a high chance of losing the original bet anyway if the dealer has an Ace, so some like to take their chances and walk away with a 2-to-1 win.
“How to Play Blackjack – 21 Winning Tips” is also available as a free eBook at https://www.bigmcasino.com/ebooks
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